841 error validating cardaccount number range

The data may be loaded in a format recognizable by a merchant system or by a system maintained by the data set owner.Thus, when the transaction device is presented to complete a transaction, the data may be transferred to the issuer in an issuer-recognized format, reducing the need to carry multiple transaction devices for each issuer. The present invention generally relates to payment systems, and more particularly, to systems and methods for a transaction device including multiple data sets associated with various distinct transaction accounts. 10/435,420, entitled “SYSTEMS AND METHODS FOR MANAGING ACCOUNT INFORMATION LIFE CYCLES,” filed May 9, 2003, all of which are hereby incorporated by reference.

Some financial transaction devices, such as credit cards and loyalty program cards, are capable of accessing information related to multiple accounts. However, the systems associated with these cards typically delegate the loading of these applications and management of the related data sets to third parties on behalf of both the issuer of the device and “application tenants” residing on the issuer's financial transaction devices. These financial transaction devices may generally include one or more applications for selecting and then securely utilizing a sub-set of specified account information.communicating the extracted service partner information to the service partner, wherein the RF transaction device is configured to provide at least one of the first and second data via radio frequency communication to complete the transaction, and wherein a portion of the first and second data facilitate the completion of the transaction. The method includes the steps of: enrolling a first and second data set owner in a multiple account system on a single transaction device program; receiving at a read/write device a data set corresponding to a single device user from at least one of the first and second data set owners; receiving, from the read/write device, at least a first distinct data of a first format at the RF transaction device, wherein the first data set is owned by a first owner; receiving, from the read/write device, at least a second distinct data set of a second format at the RF transaction device, wherein the second data set is owned by a second owner, and wherein the first format is different from the second format; storing the first data set and the second data set on the RF transaction device in distinct fashion and in accordance with the first and second format respectively, where the first data set and the second data set are unique one from the other.communicating the extracted service partner information to the service partner, wherein the transaction device is configured to provide at least one of the first and second data set via radio frequency communication to complete the transaction, and wherein a portion of the at least one of the first and second data set facilitate the completion of the transaction. The transaction device of claim 29, wherein the transaction device is configured to receive, from an interaction device, the first data set and the second data set; and wherein the transaction device is configured to transmit the first data set and the second data set to the interaction device, and wherein the interaction device is configured to transmit the first data set and the second data set to a remote database. In another example, a RF transaction device comprises a data set management system for facilitating the storage of more than one data set stored on the transaction device, the RF transaction device comprising at least one data storage area configured to store a first distinct data set of a first format and a second distinct data set of a second format different from the first format.

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