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Despite becoming a more normal way for daters to connect in recent years, online dating still has a negative connotation to some.

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But So Fi does things a bit differently—our non-traditional underwriting process looks beyond your credit score to take into account factors such as education and career. Most private student loan lenders use FICO credit scores to determine whether to extend credit and at what interest rate. Unfortunately, FICO calculates your credit score is kind of a black box.

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My Girl Fund is host to roughly 8,200 women from all sorts of backgrounds and sees 15,000 new male members signing up each month to chat and spend money.

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My guy friends (also educated, attractive) complain that they get no responses and female acquaintences tell me that they get so many emails, etc, that they don’t know where to start-and often do nothing.